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We always offer no interest for 12 months or more, depending upon what specials are available to us from Snychrony, the financing company we currently use. Synchrony has included terms that will apply if you do not pay back the full balance within the allotted period or if you miss a payment, as their high interest terms would then be assessed. Simply fill out the application online and once we get approval, you can decide how you want to apply your financing to your purchase